About PayCheck Maker
Serving employees, freelancers, and small businesses since 2024.
PayCheck Maker is a free online tool that allows anyone to generate professional pay stubs and paychecks instantly — no account, no subscription, and no personal data stored.
Who uses PayCheck Maker?
- Self-employed individuals and freelancers who need proof of income
- Small business owners who need to provide pay stubs to employees
- Independent contractors managing their own payroll records
- Individuals who need pay stub records for rental applications or loan verification
How it works
Simply fill in your employer and employee information, enter your earnings and deductions, and click Generate. Our tool uses real 2024 IRS Publication 15-T federal withholding tables and state-specific tax brackets for all 50 states to calculate accurate tax withholding. You can then print your pay stub directly from the browser or save it as a PDF.
Is it really free?
Yes, completely free. There are no hidden charges, no watermarks, and no account required. We are supported by advertising.
Disclaimer
PayCheck Maker is intended for record-keeping, estimation, and informational purposes only. Pay stubs generated by this tool should not be used to misrepresent income or employment to lenders, government agencies, or any other parties. We are not a licensed payroll provider. For official payroll processing, please consult a licensed payroll service or CPA.
Contact Us
We typically respond within 1–2 business days.
Have a question, found a bug, or want to suggest a feature? We'd love to hear from you.
Frequently Asked Questions
Is my information saved?
No. All data you enter stays in your browser only. We do not collect, store, or transmit any personal information you enter into the generator.
Can I use this for official payroll?
PayCheck Maker is for record-keeping and estimation purposes. For official payroll processing, we recommend a licensed payroll provider.
The tax calculation looks off — what do I do?
Email us at support@paycheckmaker.com with the details and we'll look into it right away.
Privacy Policy
Last updated: June 25, 2024
PayCheck Maker ("we," "us," or "our") operates the website paycheckmaker.com. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our service.
Information We Collect
We do not collect or store any personal information you enter into the pay stub generator. All data entered into the form fields (such as names, addresses, or financial figures) is processed locally in your browser and is never transmitted to our servers.
We may collect limited non-personal data automatically, including:
- Browser type and version
- Pages visited and time spent on the site
- Referring website addresses
- General geographic location (country/region, not precise location)
Cookies
We use cookies and similar tracking technologies to improve your experience and to serve advertising. This includes:
- Analytics cookies — to understand how visitors use our site (e.g., Google Analytics)
- Advertising cookies — to serve relevant ads (e.g., Google AdSense). These cookies may track your browsing activity across sites.
You can control cookies through your browser settings. Disabling cookies may affect site functionality.
Google AdSense
We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google's Ads Settings.
Third-Party Services
We may use third-party services such as Google Analytics. These services have their own privacy policies governing the use of data. We encourage you to review their privacy policies.
Data Security
Since we do not collect or store your personal data, there is no personal data at risk on our servers. We use HTTPS to ensure your connection to our site is secure.
Children's Privacy
Our service is not directed to individuals under the age of 13. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated date.
Contact Us
If you have questions about this Privacy Policy, please contact us at support@paycheckmaker.com.
Terms of Service
Last updated: June 25, 2024
Please read these Terms of Service carefully before using paycheckmaker.com. By accessing or using our website, you agree to be bound by these terms.
1. Acceptance of Terms
By using PayCheck Maker, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our site.
2. Use of the Service
PayCheck Maker provides a free online pay stub and paycheck generator for informational and record-keeping purposes. You agree to use the service only for lawful purposes, including:
- Personal payroll record-keeping
- Estimating tax withholding
- Creating sample or practice pay stubs for educational purposes
3. Prohibited Uses
You agree not to use PayCheck Maker to:
- Create fraudulent documents intended to misrepresent income or employment
- Deceive lenders, landlords, government agencies, or any other parties
- Commit any form of fraud or financial crime
- Violate any applicable local, state, national, or international law
4. Disclaimer of Warranties
PayCheck Maker is provided "as is" without any warranties of any kind. We do not guarantee the accuracy of tax calculations for official payroll purposes. We are not a licensed payroll provider, accountant, or financial advisor. For official payroll processing, please consult a licensed professional.
5. Limitation of Liability
To the fullest extent permitted by law, PayCheck Maker shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the service.
6. Intellectual Property
All content, design, and code on paycheckmaker.com is the property of PayCheck Maker and may not be reproduced without written permission.
7. Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the site after changes constitutes acceptance of the new Terms.
8. Contact
For questions about these Terms, contact us at support@paycheckmaker.com.